Homebuyer Counseling
Buying a home is a major decision, and it helps to slow down long enough to get clear on affordability, credit readiness, and what your lender is asking for. Homebuyer counseling is a one-on-one session designed to help you understand your options, build a realistic plan, and document completion when a certificate is required.
Request homebuyer counseling
Use the form below to request a counseling session. Submitting a request does not obligate you to enroll in any program. We will review your information and follow up with next steps.
If you’re not sure which housing service you need, select the closest match. We can clarify during follow-up.
What homebuyer counseling includes
- Initial enrollment and goal setting to understand what you’re trying to achieve and what your lender requires.
- Affordability and budget review to connect monthly payments, cash-to-close, and real-world costs.
- Credit and debt snapshot to identify factors that may affect eligibility, pricing, or timing.
- Homebuyer readiness roadmap with clear next steps and a practical timeline.
- Certificate of completion when a certificate is required and counseling requirements are met (as applicable).
Counseling is educational and informational. We do not provide legal advice, and we do not make lending decisions or approve loans.
What to expect after you submit the form
- We review your request and confirm what service and documentation you need.
- We schedule counseling by phone or video (when available), based on program requirements.
- We meet with you to review readiness, costs, and next steps in a clear, practical way.
- We provide completion documentation when requirements are met (as applicable).
Frequently asked questions
Who is homebuyer counseling for?
Homebuyer counseling is for first-time buyers and repeat buyers who want a clear readiness plan, or who need counseling to meet a lender, program, or community requirement.
How long does the counseling session take?
Most sessions are scheduled for about 60–90 minutes, depending on your questions, documents, and the requirements you need to meet.
What should I have ready?
If available, bring lender or program documents, your best estimate of income and monthly debts, and any goals or deadlines. If you don’t have everything yet, that’s okay. Start with what you know.
Moving forward
Homebuyer counseling is meant to replace guesswork with a plan. If you’re early in the process, we help you map the road ahead. If you’re closer to closing, we help you understand what you’re signing and what to ask next.
Last reviewed: January, 2026 | URL: /homebuyer-counseling/
