About Money Fit
Money Fit is a nonprofit financial education and counseling organization dedicated to helping individuals and families regain control of their finances and build lasting stability.
We believe financial challenges are not a reflection of character or effort. They are often the result of systems, circumstances, and gaps in access to clear, trustworthy guidance. Our role is to help people understand their options, make informed decisions, and move forward with confidence.
Money Fit operates nationwide as part of Debt Reduction Services, a 501(c)(3) nonprofit organization.
30 Years of Consumer Advocacy
Est. 1996. Money Fit was created to serve people during moments that feel uncertain or overwhelming. For three decades, we have seen that individuals facing debt or financial stress are too often met with pressure, confusion, or solutions that prioritize speed over understanding.
Our purpose is different. We provide steady, ethical guidance that helps people address today’s challenges and develop the knowledge and habits needed to avoid future ones. Success, to us, means empowering someone to eventually no longer need our help.
Our Leadership
While our certified counseling team works confidentially with clients, our leadership helps ensure that our guidance remains compliant, accurate, and empathetic.
Rick Munster
Sr. Manager of Compliance & MediaRick serves on the board of directors for the Financial Counseling Association of America (FCAA). With over two decades in the industry, he helps oversee compliance, consumer protection practices, and content accuracy across Money Fit.
Todd Christensen, AFC®
Education ManagerTodd is an Accredited Financial Counselor and author of Everyday Money for Everyday People. He leads Money Fit’s education efforts and helps translate financial concepts into practical, real-life habits.
Our Standards
Money Fit operates nationwide and holds itself to high levels of accountability in the nonprofit sector.
- Industry Vetted: We are proud members of the National Foundation for Credit Counseling (NFCC) and the Financial Counseling Association of America (FCAA).
- Certified Counselors: Our counseling team holds recognized industry credentials to ensure guidance is grounded in verified expertise.
Education comes first
Education is at the core of everything we do. Every conversation with Money Fit starts with understanding. Our certified counselors help individuals build and understand a workable household budget and see how different choices affect long-term financial stability.
Financial education through Money Fit is always free. Individuals have access to educational resources, workshops, webinars, and referrals to trusted government and community programs, whether they meet with us by phone, online, or in person.
Common questions
Is Money Fit a nonprofit?
Yes. Money Fit operates as part of Debt Reduction Services, a 501(c)(3) nonprofit organization. Our work is built around education first, clear options, and long-term stability.
What services does Money Fit provide?
We provide free financial education resources and confidential credit counseling. When appropriate, we also offer nonprofit debt management plan services for qualifying individuals with unsecured debts.
How do I get started?
The simplest first step is to contact us. We’ll listen, ask a few questions, and help you understand what options fit your situation. If a program is a match, we’ll explain the details before you decide.
Moving forward
Money Fit exists to be a steady presence in a space that often feels noisy and overwhelming. Whether you’re seeking education, guidance, or a clearer understanding of your financial situation, our commitment remains the same: respectful support grounded in long-term well-being.
Last reviewed: March, 2026 | URL: /about/
