Washington Debt Relief
For decades, Washingtonians have relied on Money Fit by DRS to provide exceptional results and compassionate service, for receiving help with managing their debt relief needs. Whether they seek relief from heavy student loan, credit card, payday loans, medical bills or other forms of unsecure debt, residents in Washington State will find Money Fit more than willing to assist. As a national nonprofit credit & debt counseling organization, we take pride in our industry leading track record of helping consumers improve their personal finances and eliminate their personal debt.
There are many valuable rewards for working with a nonprofit debt relief organization such as Money Fit. We can help you control your finances and regain your peace of mind with automated payments that are designed to pay your debt off in a fraction of the time you would if you continued making minimum payments.
Money Fit is here to help individuals develop the behaviors, skills and knowledge necessary to pay their debt and live a life free from the burden of debt for good. Whether or not you work with us as a debt management client, we still offer several free educational resources designed to increase your personal finance skills.
Also, you can expect that we show you the same respect and compassion we would show our own family when they may be dealing with difficult financial issues. Counselors at Money Fit work work with thousands of individuals each year, but we know our client’s finances are personal and unique. Before offering the best solution to your financial challenges, we listen to you. We know that you know your financial situation better than anyone.
Our Credit Counselors are certified through independent third-party programs to assure we are prepared as well as possible to help our clients in their unique financial needs.
Washington Statistics Highlight The Need For Personal Debt Relief
When it comes to the amount of credit card debt carried from month to month, the average Washington household is fairly high among all states, ranking 15th of 50 at just over $8,100. Couple that with a cost of living index that ranks in the upper third in terms of highest in the country and its plain to see why so many Washingtonians are in need of debt relief.
Washington State Housing Costs Continue to Rise
Like many states, Washington has seen a steep incline in home values and rental costs. These sharp increases have led to a shortage of available quality & affordable homes. According to the Bellingham Herald, citing the Washington Community Action Network, home prices and population has skyrocketed since 2015, leaving many with unfavorable living conditions. The forecast shows a continuation of the trend, which can be an indicator of future financial instability.
Eliminating household debt, prior to any personal financial hardship caused by an increase in housing costs, can help stave off any serious or long-term effects. Essentially, it’s better to seek debt relief prior to any financial disaster occurring, as the results can act in a preventative manner.
Getting Help With Debt In Washington
Money Fit recommends that our Washington friends proceed with care when considering the services of debt relief organizations. Unfortunately, many for-profit businesses and even some nonprofits have poor performance track records where debt settlement or debt elimination is concerned. Many will promise to relieve you of the necessity to pay half of your debt but usually fail to do so. For individuals feeling overwhelmed by massive credit card debt, it sounds too good to be true. Unfortunately, it usually is.
Dealing with large debt can often be tiresome and stressful. More often than not, we hear from frightened consumers that regretted attempting to try other solutions before contacting Money Fit. Many times, their total debt had increased to the point that even our programs are difficult to match, and bankruptcy appears to be the only remaining option.
If you choose to work with an organization that promises to help with your debt, be sure to understand the full effect of their programs on your future credit rating, your wallet, and generally speaking, your finances. Get a written explanation of all fees that are involved and be sure to confirm that the agency is licensed by Washington’s Department of Financial Institutions, such as Money Fit by DRS and its parent company, Debt Reduction Services. Don’t be shy when asking about fees and promised results. This is, after all, your own money, and you want to improve your financial situation, not make it worse.
Additional Links & Resources (Coming Soon)
Seattle Debt Relief
Spokane Debt Relief
Everett Debt Relief
Tacoma Debt Relief
If you’re an educator in Washington State, be sure to reach out if you’d like Money Fit to provide personal finance education support to your school or university.