S.I.M.P.L.E. Personal Finances
Simple but Not Secret Solutions
If you are looking for a single, secret solution to all of your financial problems, you are not going to find it here. And any such solutions you find elsewhere will likely leave you in the end with less money and more frustration.
Here are just a few of the empty promises based upon false premises that will not end well for those who fall for them, no matter how convincing the presenter or slick the website:
💸 “Get rich quick!”
💸 “Finally, an easy way make all the money you want”
💸 “Dress like the wealthy to become like the wealthy.”
💸 “You are what you drive.”
💸 “Send a secret cash gift to a Facebook participant and get 36 gifts in exchange.”
💸 “Our founder figured out the secret to wealth and is willing to share it with you for a small monthly investment.”
💸 “You can’t win if you don’t enter.”
💸 “Earn more, work less!” (exception: education and certification programs)
If these promises sound so obviously false, why is it that tens of thousands of Americans fall for them every year?
Simple Should Not Oversimplify
You will find no shortage of bloggers, pundits and authors promising to reveal their secret to a financially successful life. The reality is that you will never find a single answer to your money problems. Any time you are presented with an “either-or” choice, you should ask yourself if there are other options. More often than not, there are, and they are often better choices.
This is why the S-I-M-P-L-E Finance series address a well-rounded group of financial topics:
Spend (Spend money according to a spending plan and healthy spending behaviors)
Invest (Invest in yourself through education and training, and in your future through retirement accounts)
Manage (Manage your money, your credit and your spending wisely)
Plan (Plan for expected and unexpected expenses through savings)
Limit (Limit your risk through appropriate insurance products)
Eliminate (Eliminate the burden of debt as soon as possible)
Keep it SIMPLE with a well-rounded approach, and you will generally experience better personal financial health.
To start or surf, click the following links: