San Jose Debt Relief

The debt relief program that Money Fit provides has helped San Jose residents beat their credit card and other unsecured debt for more than 22 years! Learn how much you can save, and just as importantly, how fast you can repay your debt without taking potentially destructive moves like debt settlement or bankruptcy.

A certified and qualified credit counselor will find the best solution for you. The credit counseling consultation is free and the debt relief is real. As a nonprofit, our mission is to review the options available to you so that you can make an informed decision on how you want to proceed. We have an in-depth financial education portfolio that is available to you, whether you are a client or not, that while you are resolving your current situation. You will also receive the tools and resources to empower yourself and prevent future debt related issues. All educational services are free.


Enjoy San Jose in a Money Fit & debt free state of mind!

Enjoy San Jose in a Money Fit & debt free state of mind!

San Jose, CA is in an enviable position when it comes to several economic factors in comparison to the rest of the country. Indeed, San Jose is unique in many ways! The city is located on the border of the Bay Area and Silicon Valley is right next door.

San Jose has a stellar job market and currently sits well below national unemployment figures. As of last check the unemployment rate was 2.3% compared to 4% nationally.

A growing area of concern would be that as San Jose gains in popularity the cost of living has increased. The housing market may be a bit difficult for some, especially those on the lower end of the income spectrum.

While the cost of living increases, some San Jose residents could see an increased dependency on credit cards. Recent statistics reported by Value Penguin show the average household credit card debt sitting at $9,322 for balance carrying households. That is just $10 less than the national average of $9,333 as of December 2018.

If you’re from one of those balance carrying households and are ready to live a more Money Fit life, we can work together by zeroing out your credit card debt and creating a workable budget you can live by. We invite you to reach out so we can review your options.

Debt relief comes in a broad spectrum of offers, we urge San Jose residents to stay aware when seeking outside help. Look for nonprofit organizations that have a solid record with managing debt, providing free personal finance education materials, and take the time to provide worthwhile, one on one counseling. Money Fit by DRS Inc., will work with you to create a solution for the current issues you may be facing and has your long term financial goals in mind.

You can successfully repay your credit card debt and come through stronger than before! Setting the foundation for your financial future will empower you to reach new financial heights and do the things you need to stay debt free. The peace of mind being debt free brings is truly priceless!

So whether your from neighboring Fremont, Mountain View, Santa Clara, Milpitas or right in the heart of San Jose, we invite you to get Money Fit!


Value Penguin Average Credit Card Debt

Value Penguin How Credit Card Debt Burdens Californians

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