Money Fit Resources
Financial Help and Resources
Find practical guides, financial tools, education, and nonprofit counseling for debt, budgeting, credit, housing, fraud prevention, and everyday money decisions.
Start with the situation closest to what you are facing. You do not need to know the name of a program or financial strategy before taking the first step.
Where to start
Choose the financial issue that best matches your current concern. Each section points to a primary starting place, followed by a few related resources when another route may fit better.
If several financial problems are connected, or you are not sure which option makes sense, a nonprofit credit counselor can help you review your income, expenses, debts, and goals before you decide what to do next.
Start with what you need
Most financial questions begin with a problem that needs attention, not with the name of a service, course, or calculator.
Debt payments are becoming hard to manage
Start with a review of your budget, balances, monthly payments, and possible debt options. Credit counseling does not require you to enroll in a program.
I need a budget or savings plan
Build a plan for monthly income, essential expenses, debt payments, savings, and the ordinary surprises that make real budgets difficult.
I want to understand credit or borrowing
Learn how credit reports, credit scores, credit cards, loans, interest, and repayment terms can affect a financial decision.
I have a housing or homebuying question
Housing counseling can help you understand homebuying preparation, housing costs, reverse mortgages, and other housing-related financial decisions.
I am concerned about fraud or identity theft
Learn how to protect personal information, recognize common scams, respond to suspicious financial activity, and take practical steps after identity theft or fraud.
Learn at your own pace
Use step-by-step guides, calculators, courses, games, and videos when you want to work through a question independently or build broader financial knowledge.
How-to Guides
Follow practical steps for debt, budgeting, saving, credit, loans, housing, and financial safety.
Browse how-to guidesFinancial Calculators
Estimate budgets, debt payments, savings goals, borrowing costs, and other household financial figures.
Use financial calculatorsOnline Courses
Build financial skills through self-paced courses for teens, young adults, adults, renters, and homebuyers.
Browse online coursesGames and Simulators
Practice money decisions through interactive financial education games and simulations.
Explore financial gamesVideo Library
Watch financial education videos covering budgeting, debt, credit, housing, saving, and everyday decisions.
Visit the video libraryAsk the Experts
Browse answers to personal finance questions submitted by consumers and reviewed by Money Fit contributors.
Browse financial questionsResources for educators and organizations
Money Fit also provides financial education materials for classrooms, workplaces, community groups, and organizations serving consumers.
Financial education for educators
Find lesson plans, activities, games, quizzes, worksheets, and other resources for teaching practical money skills.
Financial wellness for organizations
Bring practical financial education to employees, members, clients, or community groups through wellness programs and presentations.
Information is useful. Sometimes the full situation matters.
A guide or calculator may be enough when the question is focused. Financial problems become harder when debt payments, housing costs, income, transportation, medical expenses, and other necessities are all competing for the same money.
In those situations, reviewing one account or one expense may miss the larger problem. A nonprofit counselor can help you look at the complete budget, understand possible options, and decide whether education, budgeting changes, creditor communication, a debt management plan, or another path may fit.
A debt management plan is not a loan or debt settlement, and it is not the right answer for every household.
Start with a confidential review
A Money Fit nonprofit credit counselor can review your income, expenses, debts, and goals, explain possible options, and help you identify a responsible next step. You decide whether any recommended option fits your situation.
About Money Fit
Money Fit is a nonprofit credit counseling organization that provides financial education, credit counseling, debt management support, and housing counseling resources. Our goal is to help consumers understand their options before making a financial decision.
