Privacy Policy & Disclosures

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Your Security & privacy is Important to us

We value your privacy and understand its importance to you. To better protect your privacy, we provide this notice explaining our online information practices and how your information is used in order for us to conduct our financial wellness program activities and fulfill information requests and responses to inquiries.

 

Privacy

Online Information Gathering Policy

We value your privacy and understand its importance to you. To better protect your privacy, we provide this notice explaining our online information practices and how your information is used in order for us to conduct our financial wellness program activities and fulfill information requests and responses to inquiries.

The Information We Collect

This notice applies to all information collected or submitted on the MoneyFit.org website. On some pages you can request to receive information or submit questions. The types of personal information collected at these pages are:

  • Name

  • Employer

  • Address

  • Email address

  • Phone number

Within our online service request forms, you may submit extensive personal information about yourself beyond that which is listed above and includes, but is not limited to:

  • Loan types

  • Creditors Names

  • Account Balance

  • Monthly Payments and Interest Rates

  • Account Status

The Way We Use Information

We use the personal information you provide about yourself to conduct our financial counseling sessions with you. We do not share this information with outside parties.

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

You can register your email address or postal mailing address with our website if you would like to receive additional information. Such addresses are not used for any other purpose and are not shared with outside parties.

We use non-identifying and aggregate information to better design our website and for regulatory and industry reports, but we do not disclose anything that could be used to identify you as an individual.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above.

Our Commitment to Data Security

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

How You Can Correct Your Information

You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.

To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

How to Contact Us

Should you have other questions or concerns about these privacy policies, please call us at 877-688-3328 or send us an email at MoneyFit@DebtReductionServices.org.

Use of Testimonials:

Each testimonial listed on the MoneyFit.org website was provided by individuals of their own free will and by those who have tried the service and/or the product and offered their personal opinions. There has been no compensation for these testimonials, nor has anyone been urged to provide a testimonial to MoneyFit.org in exchange for personal benefit. The testimonials are kept on file at our Corporate Headquarters in Boise, ID.

The names of individuals and their locations have been omitted. Occasionally a grammatical change or spelling correction has been made. Otherwise, the text from the testimonials has been left unchanged.

State Disclosures

Arizona

Not a loan company.

Illinois

Debt Reduction Services Inc. does not lend money.

Indiana

We do not lend money.

Kansas

The Kansas Office of the State Bank Commissioner will accept questions from consumers regarding Debt Reduction Services Inc. (Registration #CSO.0000012) at:

700 SW Jackson,
Suite 300
Topeka, Kansas, 66603
or by calling toll-free 1-877-387-8523

Maryland

The Commissioner of Financial Regulation for the State of Maryland will accept questions and complaints from Maryland residents regarding Debt Reduction Services (license #14-72) at 500 North Calvert Street Suite 402 Baltimore, MD 21202. 1-888-784-0136.

Mississippi

Debt Reduction Services, Inc. is a “Licensed Debt Management Service Provider” regulated by the Department of Banking and Consumer Finance, of the State of Mississippi. License #36/2013.

New York

If you have any inquiries about the status of Debt Reduction Services Inc., a licensed Budget Planner regulated by the New York State Department of Financial Services, you may call the Banking Department’s toll-free number, (800) 342-3736.

This is not a customer service phone number for Debt Reduction Services Inc. To reach a customer service representative at Debt Reduction Services Inc., call toll-free 1-877-688-3328.

Oregon

Debt Reduction Services, Inc. is a “Licensed Debt Management Service Provider” regulated by the Department of Consumer and Business Services, of the State of Oregon.
License # DM-80018.

Virginia

Debt Reduction Services, Inc. is licensed by the Virginia State Corporation Commission. License # DC-35

Client Privacy Policy Information

MoneyFit.org, a program of Debt Reduction Services, (hereinafter “Company”) is dedicated to protecting your privacy and providing you with the highest level of service. We respect your personal and financial information.  We do not share your information with third parties unaffiliated with us. We only use and share information to perform our obligations under our agreement with you and as permitted or required by law. We are careful to use only accurate, current, and complete information. We will correct any erroneous information if you so request. We are also careful to protect the security of your information from third parties and unauthorized access. Please call us at 1-877-688-3328 or e-mail CustomerService@DebtReductionServices.org if you have any questions or concerns about your personal or financial privacy. 

We do not sell any information about our clients to anyone and we do not disclose any personal information about our clients, except as set forth in this notice, and as necessary or required to conduct our business and provide you with the services you have requested.

Residents of Vermont: Per Vermont law you are opted-out of this policy and may contact us to ‘opt-in’. Also, no sharing of credit reports within the corporate family will occur without your express consent.

Debt Reduction Services Inc. is a 501(c)(3) nonprofit organization that specializes in personal finance education, debt consolidation & debt relief. For more information call 1-877-688-3328.

This Policy applies to current and former customers. If you have any questions, please contact Debt Reduction Services, at 6213 North Cloverdale Road Suite 100, Boise, Idaho 83713.