Pennsylvania Debt Relief

Money Fit by DRS Inc. has proudly helped many Pennsylvania residents live debt free!

Money Fit by DRS Inc. has proudly helped many Pennsylvania residents live debt free!

Pennsylvanians have known for decades that they could turn to Money Fit by DRS to provide unrivaled service and results when seeking independence from debt. After all, Pennsylvanians take great pride in being citizens of the state considered the birthplace of our nation’s independence. Money Fit likewise takes great pride in helping our neighbors in the Keystone State to find relief from credit card debt, student loans, collection accounts or other types of unsecured debt like payday loans or overdue medical bills, securing a debt free life and liberty from creditors that allows them to continue their pursuit of happiness.

Money Fit by DRS Inc. appreciates the opportunity to help countless Pennsylvanians live debt free each year!

Peace of mind, increased feelings of financial control, and the convenience of a single, automated monthly debt payment are just a few of the benefits available when working with nonprofit debt relief services like Money Fit.

Money Fit can provide support to anyone hoping to develop the discipline, behaviors, skills and knowledge needed to repay their debt and live a perpetually debt free life. We offer several educational resources to build upon your personal finance skills, regardless of whether or not you are one of our debt management clients.

When you choose to work with Money Fit, you will find the same respect and understanding we would show our own family members going through similar financial difficulties. While Money Fit counselors assist thousands of consumers a year, we treat each client as an individual. Before proposing a path to resolve your financial hardship, we listen to you, knowing that you have likely already figured out 90% of the answer to your financial situation.

Our Counselors achieve their required credit and debt certification through independent third-party programs to ensure we are prepared as well as possible to assist our clients in their unique financial needs.


Pennsylvanians as a whole carry one of the lowest credit card balances from month-to-month in the country, ranking 48th among the 50 states and the District of Columbia. Still, at an average of over $6,000 a month, there are many Keystone Staters who would like to see that even lower.

Pennsylvania Economic Trends and Financial Crises

With one of the lowest population growth rates in the U.S. and the lowest housing growth in the tri-state region, Pennsylvania has some difficult economic challenges ahead. Population growth typically brings economic growth, so a slowing population growth rate can project a slowing state economy. Already, Pennsylvania’s job growth – at 1% from 2018 to 2019 – is just two-thirds of New Jersey’s growth rate and almost half the US job growth rate (1.8%).

The good news is that the unemployment rate in the Keystone State is right on par with that of the US (around 3.9%)

One other bit of challenging economic data concerns serious mortgage delinquency rates. While the national rate has dipped to its lowest point in nearly two decades at just over 4%, there are many areas in Pennsylvania where the delinquency rate is 6%, 8% and even above 12%. In fact, more than half of Pennsylvania counties have areas where the mortgage delinquency rates are well above the national average.

Pennsylvania Economic Trends in Advance of a Future Crisis

Regardless of the state, a recession is nearly always on the economic horizon. With an average of just 5 years between the end of one recession and the beginning of the next (since World War II), future financial crises are rarely out of sight or mind.

While recessions vary in intensity and depth, they are defined by a decrease in Gross Domestic Production which, in turn, leads to an average increase of 2% in unemployment. That means nearly 4 million Americans might lose their jobs, or nearly 130,000 Pennsylvanians.

Pennsylvanians can be sure that whatever challenge the financial future holds, Money Fit has the services and educational programs designed to help you through any debt, budgeting, or spending struggles you encounter.


Of course, the best time to prepare for a downturn in the economy is before it happens. Money Fit offers debt management services and financial education to address the stress created by excessive credit card debt, old medical and utility bills, and even collection debts.

Money Fit recommends that our Keystone State friends take care to avoid fraudulent debt relief organizations. We have met far too many couples and individuals who have signed up with a debt settlement service only to see six or 12 months of payments disappear when the companies disconnect their phone and take off with their plunder. Regardless of what the company promises, investigate their reputation through the Better Business Bureau and your state’s attorney general office.

Regardless of the organization you choose to work with to provide you with debt relief, make sure to get your service agreement in writing (by mail or via email). The agreement must identify what the agency propose to do for you and what your financial responsibilities are. Additionally, also confirm that the agency is licensed by Pennsylvania’s Department of Banking and Securities, such as Money Fit by DRS and its parent company, Debt Reduction Services, Inc.


Average Credit Card Debt By State

Information on Delinquency Rates in Pennsylvania Geographically

Job Growth Rate Information from the Philadelphia Federal Reserve Bank

We provide debt relief to all Pennsylvania residents.

Additional Links & Resources (Coming Soon)

  • Philadelphia Debt Relief

  • Pittsburgh Debt Relief

  • Allentown Debt Relief

  • Erie Debt Relief

If you’re an educator in Pennsylvania, be sure to reach out if you’d like Money Fit to provide personal finance education support to your school or university.