Money Fit by DRS Inc. has proudly helped many Ohio residents live debt free!

Money Fit by DRS Inc. has proudly helped many Ohio residents live debt free!

Since the mid-1990s, Ohio residents have turned to Money Fit for help with repaying their debt in full. Looking for debt relief, Ohioans have found real debt solutions for dealing with credit card debt, student loans, collections or other types of unsecured debt like payday loans and medical bills. Money Fit is always ready to help our neighbors in the Buckeye State!

At Money Fit by DRS Inc., we have been blessed to be part of the process of helping thousands of Ohioan households achieve debt freedom!

As you consider working with a third-party organization to help you get out of debt, be aware of the many benefits of working with a nonprofit debt relief service like Money Fit.

Money Fit’s nonprofit charter focuses on counseling and assisting our clients and community members to develop the skills and behaviors that will lead them to a debt free life. For the more independent minded, we also make our educational programs and materials available at no costs.

We treat our clients with thoughtfulness and consideration. Anyone who has determined to take back control of their finances and eliminate their debts, no matter how those debts came about, deserves our support and respect. We focus on the positive actions needed to become debt free.

Money Fit credit counselors and customer experience representatives are accredited by a third-party certification organization to ensure we can offer the best possible service and assistance to our clients. Although Americans as a whole continue to dig themselves deeper into consumer debt, we know each situation is unique. Understanding to your personal hopes and goals for becoming debt free is important to us. We aim to give our clients the hope and encouragement that come with having a plan and a pathway back to debt freedom.


Even though Ohio ranked number one for the lowest average credit card debt carried from month to month by its citizens, the average Ohioan still carried $5,456 in credit card debt, paying an average 17% APR on that debt, equating to $850 a year in interest. That assumes that you do not use your credit card again for additional purposes.

Where citizens of the Buckeye State tend to struggle when compared to the US general population has to do with emergency savings funds. According to the FINRA Foundation Financial Capabilities survey, half of Ohioans are still without any emergency savings fund whatsoever, compared to 46% of all US households.

Moreover, one in five Ohioans spend more money each month than they earn, while two in five Ohioans spend every penny of their monthly income, leaving only two in five Buckeyes who save money regularly.

Ohio Housing Trends Leading to Future Crisis

Despite the recent acceleration in rising home sale prices that are outpacing inflation – though less so than neighbors to the west and north in Indiana and Michigan – Ohio has experienced more than its fair share of housing market challenges over the past decade. In fact, Ohioan homeowners are 33% more likely to be underwater on their home than the general US population, with more than one in eight owing more on their home than what it is worth.

Zillow predicts a “very hot” housing market in Ohio, which should help to alleviate some of these pressures on homeowners. Still, Ohioan homeowners and renters alike can be confident that the nonprofit programs and services offered by Money Fit can provide additional relief of financial stressors related to budgeting, consumer credit, debt, spending and savings.

You’re not alone! Thousands of people in Ohio have benefited from working with a nonprofit credit counseling service. Give us a call and let us know how we can help.

You’re not alone! Thousands of people in Ohio have benefited from working with a nonprofit credit counseling service. Give us a call and let us know how we can help.


When it comes to dealing with consumer debts, Ohioans should beware of offers that sound too good to be true. Many shady services promise to get you out of 50% of your credit card and other debts, while usually requiring you to have more than $10,000 of debt before they even consider working with you.

Such settlement or negotiation services often leave their “clients” with worse credit and greater debt while bilking them of high monthly fees. A 2019 Wall Street Journal article about debt consolidation loan companies found that these organizations often reneged on their promises of a debt consolidation loan and instead pushed their clients to negotiate their debt, leaving them with larger debt balances and a damaged credit rating as a result.

As opposed to debt settlement and debt consolidation loans, nonprofit credit counseling agencies like Money Fit help their clients through partnerships with their current creditors to lower their account interest rates and establish repayment plans that lead to 100% debt repayment in five years or less.

Money Fit has been offering successful debt management programs for clients and community members since 1996 while providing personal finance workshops and webinars. While our clients and communities regular recognize our services with positive reviews and awards, we find our greatest satisfaction in helping our clients to live debt free.

We don’t ask to be the first company you contact for debt management programs and help. Just make us your next contact.


Average Credit Card Debt by State

How Ohioans are Making Ends Meet Compared to the Rest of the US

10 Year History & Forecast of Ohio Home Prices

Wall Street Journal Warnings about Debt Settlement Offers

We provide debt relief to all Ohio residents.






If you’re from a city listed above you can read detailed information as to the statistics behind why debt relief is needed by many individuals in your area. Remember, you are not alone in your goal to live debt free!