Massachusetts Debt Relief

Money Fit by DRS Inc. has proudly helped many Massachusetts residents live debt free!

Money Fit by DRS Inc. has proudly helped many Massachusetts residents live debt free!

For more than two decades, Bay Staters have sought out Money Fit by DRS for unsurpassed assistance in becoming debt free. After all, Bay Staters take understandable pride living in the birthplace of the American Revolution. That is why Money Fit appreciates the opportunity to help our neighbors in the Bay State get out of credit card debt, find options for student loans relief, set up reasonable collection account repayment plans and offer services to deal with debts like payday loans or overdue medical bills. Helping you start or finish your own personal revolution against consumer debt is what we excel at.

At Money Fit by DRS Inc. we have appreciated the chance since 1996 to assist many Bay Staters live debt free year after year!

What might you expect as a result of working with Money Fit and our debt relief services? Just a few of the benefits include greater financial control, peace of mind, and the simplicity of a single, automated monthly debt payment.

Helping anyone looking to live a debt free life, Money Fit supports the behaviors, skills, discipline and knowledge needed to repay debt as quickly and conveniently as possible. We have created educational resources to help you build upon your personal finance skills and offer a debt management program to get you out of debt in five years or less.

Choosing Money Fit means you will be working with counselors and client experience representatives who understand that support, respect and understanding are key to helping you become debt free. To us, you are not a number or just a person with debt. You are an individual with a unique story. We listen to you, we work with you, we appreciate you, and we never talk down to you.

Our credit and debt counselors are certified through independent third-party programs, ensuring we are prepared as best as we can to assist you in your unique financial needs.


Ranking 43rd among the 50 states and the District of Columbia, Bay Staters generally carry one of the lowest monthly credit card balances in the country at nearly $6,300. Still, at the average 17% APR on credit cards, the typical Bay Stater is paying a revolting $1,000 a year in credit card interest.

Massachusetts Economic Trends and Financial Crises

The Bay State has recently experienced some positive economic trends, including growth in wages that have outpaced the country in general.  Additionally, economic growth in the technology and health sectors has led to strong wages and low unemployment.

One major point of concern for Massachusetts’ financial future is the fact that only 40% of the state’s residents are considered of working age, with that figure expected to decrease even more in the future as the state’s average resident age continues to increase.

Fortunately, for now, the unemployment rate in Massachusetts remains below the national average in the 3% range.

Massachusetts Economic Trends in Advance of a Future Crisis

Regardless of the positive news, it should be remembered that a recession is rarely absent from the economic horizon. Averaging just 5 years between the end of one recession and the beginning of the next (since World War II), recessions are a fact of economic life.

They may vary in their intensity, but recessions are, by definition, a decrease in Gross Domestic Production which typically results in a 2% increase in unemployment. That 2% equates to nearly 80,000 Bay Staters being put out of work.

Regardless of future financial challenges in store for Massachusettsans, Money Fit offers services and educational programs intended to get you through any debt, budgeting, or spending battles you face.


Money Fit will always be available to help. That said, the best time to prepare for a troubled economy is before it happens. Money Fit helps with debt management, financial education, student loan repayment plan counseling and application services, and even bankruptcy-related certificates of counseling and education.

While excessive consumer debt can be cause for concern, Money Fit suggests our Bay Stater friends be careful when choosing a debt relief organization. Many agencies calling themselves debt relief or debt counseling are actually debt settlement services that promise to get their clients out of 50% of what they owe, assuming they have $10,000 or more of debt. We have, unfortunately, seen many consumers lose six months to two years’ worth of payments to such companies set up to defraud their clients of money in highly stressful situations. When choosing an organization to trust with your money, check out their reputation with the Better Business Bureau, your state’s attorney general office and make sure they belong to a reputable industry trade group.

Finally, always get the promised services in writing (whether by mail or email), and be sure to understand what is required of you for program success. Know your rights, and ask around for referrals and recommendations. Before signing any agreement or contract, confirm that the agency is registered with Massachusetts’s Secretary of the Commonwealth and with the state’s attorney general’s office, just as Money Fit by DRS and its parent company, Debt Reduction Services, Inc. have done.

Set your debt to sail! Get your free consultation today and learn about the options available to you.

Set your debt to sail! Get your free consultation today and learn about the options available to you.


Average Credit Card Debt By State

Slowing Massachusetts Economy Tied to Aging Population and State Debt

Massachusetts Labor Force Statistics

Additional Links & Resources (Coming Soon)

  • Boston Debt Relief

  • Worcester Debt Relief

  • Springfield Debt Relief

  • Lowell Debt Relief

We provide debt relief to all Massachusetts Residents. If you’re from a city listed above you can read detailed information as to the statistics behind why debt relief is needed by many individuals in your area. Remember, you are not alone in your goal to live debt free!