Join Money Fit Education Manager, Todd Christensen, every Thursday (except holidays) at 1:30 pm ET (10:30 am PT, 11:30 MT, 12:30 CT) for a 30-minute presentation and discussion of practical, actionable ideas around personal finance topics. You may also qualify for CEUs for your attendance*.
To join the webinar, you can play the video above beginning at 1:30 PM ET or you can go to www.youtube.com a few minutes ahead of time to be ready for the webinar to begin.
Each webinar will include a 20- to 25-minute, live presentation by the Money Fit facilitator with opportunities to ask question via chat, followed by a brief Q&A chat session.
*Each webinar is approved for 0.5 Continuing Education Units through Partnership for Financial Education. At the end of each webinar, you will receive a program code and link to request an auto-generated certificate of completion in PDF format that will be delivered by email.
Money Fit Live Webinar Topics
6 Steps to Rebuilding Your Credit Rating / TOPIC: Credit Reports & Scores
Presentation and discussion of six steps for building or rebuilding one’s credit rating:
Pull credit report from AnnualCreditReport.com
Advantages and limitations of becoming an Authorized User on a credit card account
Alternative data reporting, including utilities, cell phone companies, rent, Experian Boost, etc.
Starting small with a tire shop or retail store card
No-fee secured credit cards
Credit builder loans
Who Wants to live Like a Millionaire? Monkey See or Monkey Do? / TOPIC: Financial Priorities & Lifestyle Choices
A self-awareness webinar and activity to help consumers connect opinions and attitudes to financial choices and consequences. Busts some myths, confirms some beliefs, and helps participants commit to healthy financial behaviors. Draws upon research in the Millionaire Next Door series of books.
Avalanches, Cascades, Landslides and Snowballs. Do It Yourself Debt Relief Options / Topic: Debt Elimination Options
Presentation and discussion of four do-it-yourself debt repayment options:
The Debt Avalanche: Attacking debts in order of highest to lowest APR to save the most money and pay off soonest
The Debt Cascade: Setting future monthly payments by your current monthly minimum payments for those not able to send additional cash
The Debt Landslide: Attacking debts in order of newest to oldest to rebuild credit fastest
The Debt Snowball: Attacking debts in order of smallest to largest to generate continued motivation through small, early wins
Young and Financially Empowered: Financial Lessons for the 20-Something Crowd / Topic: Debt Management (Consumer & Student Loans)
From student loans and credit card debt to pawn loans and rent-to-own contracts, young adults deal with financial challenges affecting their generation in uniquely crushing ways. This presentation addresses financial issues that are very specific for young adults and offers ideas for preventing and addressing financial problems. By helping young people to recognize signs of impending financial troubles, grasp the consequences of excessive debt, and understand their options for dealing with debt, this presentation empowers the twenty-something crowd to build a strong foundation for wise financial decisions for the rest of their lives.
3 Dangerous Decisions that Keep Us in Debt For-Ev-ER / Topic: Debt, Savings, Credit Card Minimum Payments and Predatory Loans
After a brief self-evaluation of participants’ understanding of consumer debt, you will delve into identifying the common habits, choices, and events that send many into the financial abyss of debt. A discussion will follow of the importance of building an emergency savings fund, of making more than minimum payments on debts, and of avoiding predatory lenders like payday and car title loans.
5 Tips for Minimizing Financial Feuds in Marriage / Topic: Money & Relationships
Presentation and discussion of how to work WITH rather than AGAINST family members (especially spouses) to build positive financial habits and progress together toward shared goals. Four simple steps to holding a 10-minute weekly huddle with your spouse are outlined.
Dollar Dumps: Saving Your Financial Life / Topic: Household Budgeting & Daily Consumer Purchases
Presentation and discussion of “Dollar Dumps.” Dollar dumps are the small-dollar purchases we make and monthly bills we dismiss as trivial, even though they add up to hundreds or even thousands of dollars a year. Every household seems to have their own pet dollar dumps. Discover your own dollar dumps and ways to prevent leaks in your wallet from becoming bank-draining gushers.
Trading Your Piggy Bank for a Roller Coaster: 3 Keys to Successful Savings Habits / Topic: Building an Emergency Fund & Saving for Short-Term Goals
Presentation and discussion of the NUMBER ONE financial problem in most American households: no emergency savings fund. As the best indicator of future financial stability, a habit of saving something each month is the focus of this course. Using the “Theme Park Analogy” about why you don’t save but why you should, participants will find the inspiration and commitment to shift from no regular savings to regular savings deposits. You will also receive suggestions and tips for making savings efficient, practical and automatic, along with using savings to prepare for even the financially unexpected or unpredictable.
Financially Empowered New Parents / Topic:
Presentation and discussion of financial challenges particular to new parents:
1. Signs of financial trouble common to new parents.
2. Ways in which having a baby will impact the financial life of the parent(s).
3. Understanding the babies’ impact on their parents’ financial lives by ranking and estimating relative costs.
4. Connect common child-related expenses to long-term goals of equivalent value.
5. Assemble long-term financial expenses as a new parent.
6. Construct the Family’s Financial Framework
What’s New In Consumer Credit Reports and Scoring? / Topic: Credit Reports & Scores
Presentation and discussion of recent developments in the Consumer Credit industry, such as free Security Freezes, Experian Boost, FICO 9 and VantageScore changes, and changes to data no longer listed on credit reports. (e.g. judgments, tax liens)