debt management

Helping Someone with Debt: Simple Rules to Follow

Helping Someone with Debt: Simple Rules to Follow

If you are concerned your family member or friend who has too much debt is abusing credit cards or is otherwise heading toward a financial abyss, your intervention might be difficult and uncomfortable, but done with love and sincerity, it may also be just what the person needs to get back on track to reach his or her financial goals.

The Best Credit Counseling: What to Expect When Seeking Help with Debt

The Best Credit Counseling: What to Expect When Seeking Help with Debt

The best credit counseling can identify multiple solutions for your situation and goals and empowers you to make forward progress. Not indicated by its name, credit counseling can include assessing income compared to spending, identifying and clarifying past debt history as well as other instances of borrowing, and formulating ideas for general financial improvement.