You can start saving up for retirement at 18 or 40 — a retirement account benefits you at any age, although most financial advisers agree sooner is better. Many people don't consider retirement savings because of debt or other financial concerns, but growing your account is easier than you think.
If you are concerned your family member or friend who has too much debt is abusing credit cards or is otherwise heading toward a financial abyss, your intervention might be difficult and uncomfortable, but done with love and sincerity, it may also be just what the person needs to get back on track to reach his or her financial goals.
Most Americans will be contacted by a collection agency at some time in their adult lives, thanks in no small part to the disheveled and confusing medical billing systems around the country, a bit more so even than the fact that we are carrying record levels of both student loan and credit card debts. How you respond matters!
Reading quotes about money can help you understand how money can be a wonderful, lifelong asset.
A relationship can be built with money that is quite similar to the way we develop personal relationships. The more we nourish and develop our relationship with it, the stronger and more bountiful the bond becomes.