As you celebrate Independence Day with your own traditions, and if you are dealing with any sort of consumer debt, consider what financial independence would mean to you.
If you are concerned your family member or friend who has too much debt is abusing credit cards or is otherwise heading toward a financial abyss, your intervention might be difficult and uncomfortable, but done with love and sincerity, it may also be just what the person needs to get back on track to reach his or her financial goals.
Reading quotes about money can help you understand how money can be a wonderful, lifelong asset.
A relationship can be built with money that is quite similar to the way we develop personal relationships. The more we nourish and develop our relationship with it, the stronger and more bountiful the bond becomes.
The best credit counseling can identify multiple solutions for your situation and goals and empowers you to make forward progress. Not indicated by its name, credit counseling can include assessing income compared to spending, identifying and clarifying past debt history as well as other instances of borrowing, and formulating ideas for general financial improvement.