Bankruptcy Counseling & Debtor Education

Federal bankruptcy law requires approved education at two points in the filing process. Money Fit provides both required certificates through secure, online courses with access to certified counselors when needed.

Choose the correct bankruptcy course

Pre-Filing Credit Counseling

Required before you file bankruptcy. This course reviews your financial situation and explains alternatives before you proceed.

Required before filing bankruptcy.
Begin Pre-Filing Course

Post-Filing Debtor Education

Required after you file bankruptcy. This course focuses on financial management and is needed before your case can be discharged.

Required after filing bankruptcy.
Begin Post-Filing Course

Each course is $50 per case and available online 24/7/365.

How it works

1. Register Complete a short registration and begin the course online.
2. Complete the course Work through the required modules and connect with a certified counselor if needed.
3. Receive your certificate Your official certificate is issued once requirements are met, often within one business day.

What this service is and is not

These courses satisfy federal bankruptcy education requirements. They are educational in nature and do not provide legal advice or representation. For legal questions, consult a qualified bankruptcy attorney.

Moving forward

If you are unsure which course you need, review your court documents or confirm with your attorney before enrolling. Completing the correct course at the correct time is essential to your case.

If you already know which course you need and want to start right away, visit Bankruptcy Certificate Services.

Notice: Money Fit is a nonprofit provider of bankruptcy education. Approval does not endorse or assure the quality of a provider’s services. Certificates are issued through Debt Reduction Services, Inc., an approved provider.

Last reviewed: January 2026  |  URL: /bankruptcy-counseling/

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